Health insurance

How to cancel my actual health insurance ?
There are 3 scenarios for cancelling your old mutual: Infra-annual cancellation: If your current health insurance is 12 months old or more, Lovys ca...
Thu, 21 Mar, 2024 at 9:00 AM
What is the minimum and maximum age for joining the mutual insurance company ?
If you are aged between 18 and 43, you can join our health insurance scheme.
Thu, 21 Mar, 2024 at 9:02 AM
Can my mutual insurance company cover my spouse and children ?
No, for the moment Lovys is not able to include your spouse or children in your contract.
Thu, 21 Mar, 2024 at 9:05 AM
Is there a waiting period for the mutual insurance company ?
At Lovys, the waiting period applied depends on the plan chosen for your contract.  - If you have opted for the Essentielle plan, then a waiting period o...
Thu, 21 Mar, 2024 at 9:06 AM
Sector 1, 2 or 3: What's the difference ?
If a doctor belongs to a sector, you can find out whether or not he or she is covered by a convention, and what your reimbursement level will be. - Sect...
Thu, 21 Mar, 2024 at 9:08 AM
When will I be collected ?
We debit the first monthly instalment of your mutuelle on the day of your subscription, even if the date of commencement of cover is in the future. This val...
Thu, 21 Mar, 2024 at 9:09 AM
What does civil liability cover ?
Civil liability covers any damage you may cause to others in the course of your daily activities and at your place of study (outings, sports, etc.). Wit...
Thu, 21 Mar, 2024 at 9:09 AM
What's "repatriation" assistance ?
Useful when you're traveling, it helps you avoid a catastrophic return in the event of illness or accident abroad. It organizes your transport, taking i...
Thu, 21 Mar, 2024 at 9:10 AM
The Coordinated Care Pathway : How does it work ?
The healthcare pathway consists of choosing and designating a referral doctor with your Caisse Primaire d'Assurance Maladie (CPAM). The chosen doctor is...
Thu, 21 Mar, 2024 at 9:13 AM
How do I send my refund requests ?
Once you have finalized the subscription to your new Lovys mutual insurance, you will be asked to send us your social security entitlement certificate and y...
Thu, 21 Mar, 2024 at 9:14 AM