Civil liability covers any damage you may cause to others in the course of your daily activities and at your place of study (outings, sports, etc.).

With Lovys, it also extends to internships (mandatory and required by the school) and babysitting in France and abroad.

If you're a medical or paramedical student, the medical civil liability included in your cover also covers you during the first years of your studies, when you're on call, providing care, etc.