The deductible is the amount that remains at your expense in the event of a claim. 

For example, you have chosen an excess of €150. Unfortunately, you have a claim with a bill of 500€. We will pay the €500 minus your deductible, which is a total of €350 (€500 - the €150 deductible).  

You choose the amount of your deductible online. This varies the amount of your mensualité. Plus you choose a higher deductible, the lower your monthly payment.