If you're the type of person who likes to understand what you pay and why you pay it, you've come to the right place (that's how we are at Lovys too!).

The price of your auto insurance depends on many factors, such as the power of your vehicle, the number of kilometers driven each year ... But can be divided into two main categories: 

  • Vehicle criteria: power, dangerousness, replacement value, use, geographical area of circulation and parking
  • The driver's criteria: license length, insurance history (bonus-malus, claims)

Then, the algorithm takes part in the dance and offers you the best possible pricing according to your profile and your vehicle!